4109 Cobia Ct, Palmetto, FL 34221
$1,625,000
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Home Description
Welcome to 4109 Cobia Ct—a remarkable custom-built waterfront home where luxury, privacy, and modern convenience meet in perfect harmony. Built in 2017 with solid all-block construction (even on the second story) and a durable metal roof, this 4-bedroom, 3.5-bath residence is rarely available on Snead Island, one of the area’s most exclusive and tucked-away waterfront communities—private, peaceful, yet still close to everything.
Situated on an oversized lot with 134 feet of direct saltwater canal frontage, this home offers no fixed bridges to the Gulf, making it a true boater’s paradise. Enjoy a composite dock with walk-way lights, water and electric, Covered boat lift, floating dock for your Jet Ski, and your very own gas-heated pool with LED lighting, deck jets, and a travertine deck—perfect for entertaining or soaking in the sunshine. The pool is fully gated, and just beyond, a spacious yard offers plenty of room for kids and pets to run and play.
Inside, you’ll find a light-filled open floor plan with expansive ceilings, Luxury Coretec waterproof flooring, elegant tray ceilings, and a fresh, coastal-inspired design. The chef’s kitchen features high-end stainless steel appliances, an oversized island with views of the backyard and canal, a generous walk-in pantry, and smart-home technology integrated throughout. The split bedroom layout offers privacy for everyone, with both the primary suite and a secondary bedroom featuring ensuite bathrooms.
The five-car garage includes epoxy floors, an EV charger outlet, and is pre-wired for a backup generator. It opens to a versatile lower-level flex space—perfect as a man cave, game room, or poolside retreat—with direct access to the lanai and pool area that enjoys ideal southern exposure. Additional standout features include PGT impact windows and doors, closed-cell spray foam insulation, LED lighting throughout, and composite decking with stainless fasteners for long-lasting durability. The home is also equipped with a full security system and modern smart-home setup.
The location is just as special. Walk or bike to Emerson Point Preserve, a beautiful nature sanctuary for hiking, fishing, and wildlife viewing. Or take your golf cart to the Bradenton Yacht Club for private dining, social events, and fueling up your boat before heading out on the water. This is more than just a home—it’s the ultimate Florida lifestyle. Newer construction on Snead Island is incredibly rare, and this one checks every single box. Experience it for yourself and Schedule for your private showing today!
- Elementary School: Palmetto Elementary-MN
- Middle School: Lincoln Middle
- High School: Palmetto High
- Private Pool: True
- Pool Features: Heated,In Ground
- Water View: Canal
- Water Frontage: Canal - Saltwater
- Water Feet: 0
- Water Extras: Bridges - No Fixed Bridges,Lift - Covered
- Water Access: Canal - Saltwater,Gulf/Ocean,Gulf/Ocean to Bay,Intracoastal Waterway,Marina,River
- Interior Features: Built-in Features,Ceiling Fans(s),Eat-in Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Split Bedroom,Stone Counters,Walk-In Closet(s)
- Appliances: Convection Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Freezer,Microwave,Range,Range Hood,Refrigerator,Washer
- Floor Covering: Luxury Vinyl
- Kitchen Features: Closet Pantry,Kitchen Island,Stone Counters
- Additional Rooms: Bonus Room,Inside Utility,Storage Rooms
- Architectural Style: Coastal,Key West
- Exterior Features: Lighting,Private Mailbox,Sidewalk,Sliding Doors,Storage
- Exterior Contruction: Block
- Foundation: Slab
- Front Exposure: North
- Roof: Metal
- Building Sqft: 2585
Available now at $1,625,000
Approximate Room Sizes / Descriptions
| Living Room | 22x23 | Second | Luxury Vinyl |
| Kitchen | 18x17 | Second | Luxury Vinyl |
| Dining Room | 21x7 | Second | Luxury Vinyl |
| Florida Room | 19x22 | First | Epoxy |
| Primary Bedroom | 15x14 | Second | Luxury Vinyl |
| Bedroom 2 | 15x13 | Second | Luxury Vinyl |
| Bedroom 3 | 9x11 | Second | Luxury Vinyl |
| Bedroom 4 | 9x11 | Second | Luxury Vinyl |
- Attached Garage: True
- Garage: True
- Garage Spaces: 5
- Garage Feature: Boat,Driveway,Garage Door Opener,Golf Cart Parking,Oversized
- Carport: False
- Carport Spaces: 0
- Air Conditioning: Central Air,Wall/Window Unit(s)
- Heating: Central,Electric
- Utilities: Cable Connected,Electricity Connected,Sewer Connected,Water Connected
- Lot Sqft: 14854.00
- Lot Dim: 134x
- Lot Acres: 0.3400
- Total Acre: 1/4 to less than 1/2
- Lot Num: 3
- HOA Fees: $1,050 Annually
- HOA Monthly Amount: $88
- HOA/Community Assoc: Required
- Senior Community: False
- Style: Single Family Residence
- Location: Landscaped,Near Marina,Oversized Lot,Paved,Sidewalk,Street Dead-End
- Building Num Floors: 1
- Pets Allowed: Yes
Neighborhood
The average asking price of a 4 bedroom Palmetto home in this zip code is
$641,873 (60.5% less than this home).
This home is priced at $746/sqft,
which is 67.3% less than similar homes
in the 34221 zip code.
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Financial
- Approx Payment:$7,905*
- Taxes:$16,311
Area Stats
These statistics are updated daily from the My Florida Regional MLS. For further analysis or
to obtain statistics not shown below please call EasyStreet Realty at
(813) 464-9973 and speak with one of our real estate consultants.
Popular Homes
$3,740,844
$2,795,000
89
0.0%
47.2%
108
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88
$3,533,559
$2,997,000
32
0.0%
50.0%
148
$1,464,510
$1,400,000
21
0.0%
28.6%
73
$573,594
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54
1.9%
68.5%
76
$676,767
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680
0.7%
57.4%
99
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125
1.6%
44.0%
91
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472
0.0%
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106
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143
0.7%
53.8%
107
$1,862,848
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29
0.0%
41.4%
132
$1,062,581
$599,000
444
0.2%
63.3%
110
$381,430
$359,900
1227
1.1%
60.5%
121
$1,590,978
$1,072,000
94
0.0%
50.0%
100
$513,146
$445,050
1013
0.6%
62.1%
91
$1,386,581
$749,900
2217
0.3%
56.7%
92
$1,476,050
$1,092,500
18
5.6%
66.7%
98
$600,805
$515,000
1209
0.5%
64.7%
102
Listing Courtesy of COMPASS FLORIDA LLC.
For information or to schedule a viewing of this property (MLS# A4646530), call: (813) 464-9973
4109 Cobia Ct, Palmetto FL is a single family home of 2179 sqft and
is currently priced at $1,625,000
.
This single family home has 4 bedrooms.
A comparable home for sale at 3821 109Th Street East in Palmetto is listed at $699,900.
In addition to single family homes, EasyStreet also makes it easy to find Homes, Condos, New Homes and Foreclosures
in Palmetto, FL.
Northshore At Riviera Dunes, Terra Ceia Bay Estates and Snead Island Estates are nearby neighborhoods.
MLS A4646530 has been posted on this site since 4/1/2025 (today).
2025
4/28/2025.